2024 the best credit cards 2023 review

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(as of Nov 21, 2024 20:23:09 UTC - Details)

How to build your credit score to upwards of 650… 700… even 800+ with these simple financial habits.

Do you know why applying for a credit card can hurt your score? Or how carrying a balance affects your credit in more ways than one?

According to a recent survey from Capital One, these are some of the top “credit myths” that cause people to lower their credit score without even realizing it or understanding why.

It’s not their fault, though. The truth is many institutions make managing your credit more complicated than it needs to be.

In fact, the difference between people with high credit scores and those with lower scores has less to do with their knowledge or how much money they make… and more to do with a particular set of habits they practice on a regular basis.

These are habits that don’t just raise and maintain strong credit scores but also lead to powerful financial security and peace of mind.

This book covers these basic “Habits of Credit Mastery” that the credit elite use to create financial independence for themselves. It breaks down the core components of what makes up your credit score, and shows you how to develop a credit-building routine, one step at a time.

Here are just a few of the “insider secrets” you’ll discover inside this book:

7 of the basic financial habits that people with “exceptional” credit use to achieve and maintain scores of over 800+. (This surprisingly has very little to do with how much you make and revolves around what you do with your money)How having more than one credit card can help you build your credit - and how to know when to stop applying for new accountsThe 4 key mistakes to watch out for when checking your credit report. (These mistakes may seem small, but if they go unnoticed long enough, they could potentially have severe consequences on your financial life)9 of the worst financial moves that send people’s credit plummeting, plus what you can do to prevent your credit from taking a hit.How to adopt the beliefs of the “credit elite,” and how this differs from the average adult. (This ultimately comes down to the same fundamental principles of money management. There aren’t any hacks necessarily, just certain ways of understanding how money works)The 5 most critical factors that determine your credit score, and techniques you can use to improve each aspect of your score (The top factor alone accounts for over a third of how credit agencies calculate your rating)How to check your credit report for free. (And why you should make a habit of regularly comparing credit reports from different agencies)9 step-by-step exercises to help you apply the key Habits of Credit Mastery to your own life. (These are designed to be easy and straightforward enough for anyone to use, without any financial jargon or complex calculations. As long as you follow the steps, this can help keep you on track to building back your credit)

And much more!

Now you can finally take control of your finances, without the overwhelm of figuring things out yourself. By adopting these Habits of Credit Mastery, you’ll naturally develop the skills and financial understanding that can allow you to kiss your money worries goodbye.

These habits are simple enough that anyone can use them to improve their credit score while setting themselves up for long-term wealth at the same time. So even if you feel behind or uncertain about your future, this book provides a step-by-step roadmap that can help you fast-track your way to financial stability and freedom.

If you’re ready to take charge of your financial future and build back your credit for good, then scroll up and click the “Add to Cart” button right now.

From the Publisher

Demystify Credit Scores

Credit scores can seem like a complex puzzle. This book simplifies the topic, making it easy for anyone to understand how credit scores work and how they impact various aspects of your financial life.

Actionable Strategies

Go beyond theory, providing actionable strategies to improve and protect your credit score. From managing your credit utilization ratio to negotiating with creditors, you'll be equipped with a practical guide to boost your credit score.

Financial Empowerment

A good credit score can open doors to better interest rates, loan approvals, and even influence job prospects. By mastering your credit score, you gain control over your financial destiny and freedom.

ASIN ‏ : ‎ B0CB2FV33Z
Publisher ‏ : ‎ IV Quarter Publishing (July 14, 2023)
Language ‏ : ‎ English
Paperback ‏ : ‎ 174 pages
ISBN-13 ‏ : ‎ 979-8987909164
Item Weight ‏ : ‎ 7.4 ounces
Dimensions ‏ : ‎ 5.5 x 0.4 x 8.5 inches
Reviewer: Harvey Stills
Rating: 5.0 out of 5 stars
Title: Your Ultimate Guide to Credit Score Success
Review: "Credit Score Mastery: Unlock the Secrets to Rapidly Raising Your Score to 800 and Beyond (The Personal Transformation Series Book 5)" by Kirk Teachout is an absolute game-changer for anyone seeking to take control of their financial future. This book is an invaluable resource that offers a comprehensive and actionable guide to mastering your credit score and achieving financial freedom.Kirk Teachout's expertise in the field of credit scores is evident from the very beginning. The book is exceptionally well-researched and filled with practical strategies that are easy to understand and implement. From building a strong credit foundation to advanced techniques for raising your score, every aspect of credit management is covered in this thorough and informative guide.What sets "Credit Score Mastery" apart is its accessibility and applicability to readers of all financial backgrounds. Whether you're just starting to build credit or looking to improve an existing score, this book provides tailored advice for every stage of your credit journey.The author's writing style is engaging and approachable, making complex financial concepts easy to grasp. The book is organized in a logical and progressive manner, ensuring that readers can follow a step-by-step approach to optimizing their credit score.Beyond credit score improvement, "Credit Score Mastery" also delves into the broader implications of good credit management. Kirk Teachout emphasizes the significance of financial discipline, responsible borrowing, and long-term planning for achieving financial goals. This holistic approach to credit empowers readers to not only improve their scores but also to build a solid financial foundation for a secure future.As part of "The Personal Transformation Series," this book also provides valuable insights into personal growth and mindset shifts related to money management. The author's encouragement to develop healthy financial habits and embrace a positive outlook on credit and finances is truly inspiring.In conclusion, "Credit Score Mastery: Unlock the Secrets to Rapidly Raising Your Score to 800 and Beyond" is a five-star gem that deserves a spot on every individual's bookshelf. Kirk Teachout's expert guidance and motivational approach make it a must-read for anyone seeking financial empowerment. I wholeheartedly recommend this book to those looking to take charge of their credit score and achieve a brighter financial future. Prepare to be enlightened, motivated, and equipped with the tools you need to achieve credit score mastery.

Reviewer: MICHAEL DREYER
Rating: 5.0 out of 5 stars
Title: Knowledge
Review: This was an easy read. Very insightful and informative. Can't wait to become a part of the 800 club 😁

Reviewer: Jeanna Read
Rating: 5.0 out of 5 stars
Title: If You Need to Understand Credit in Any Way - Read This!
Review: This book regarding building credit and credit scores is fabulous. As the parent of young adult children newly out in the world, I was having a hard time explaining what credit was, how to build it, and why it is so important.I began my quest to find a book to brush up on my own understanding of credit, and ended up just buying this book for each of them as well! This book is so well written, organized in such a way that it is easy to read and understand, and truly breaks down the what’s, how’s and why’s of credit. I recommend this book for anyone new to the world of working and going out on their own; anyone prepping to make a large purchase; anyone with poor credit who wants ways to improve their credit; and anyone, like me, who knows why good credit is important, but really doesn’t understand the details.

Reviewer: JDW
Rating: 4.0 out of 5 stars
Title: Good read
Review: Not what I hoped it would be. I really didn't learn anything new about credit score increase. Most of what is said in this book I'm already doing, but a good read nonetheless.

Reviewer: Marc Rodrigue
Rating: 5.0 out of 5 stars
Title: still helpful
Review: I’m older and have gone through my own financial struggles. I wish that I knew a lot of what is in this book when I was younger when I first started having credit cards.

Reviewer: ADDUNN
Rating: 5.0 out of 5 stars
Title: Excellent Book!
Review: This book gives a ton of useful information for those looking to better understand credit!

Reviewer: Dana Fuist
Rating: 5.0 out of 5 stars
Title: Should be taught in school
Review: This is a great book. The content is an essential life skill and should be taught in high school or even earlier. It would have saved me a repossession, foreclosure and two bankruptcies by the time I was 32. I am here to say even after all that, I am a member of the 800 club. I occasionally slip below the 800 which is frustrating because nothing really changes with my card utilization or inquiries.My mom passed away and wanted me to pay off my student loans with some of my inheritance. I did and imagine my surprise when my score dropped. My length of credit history was severely reduced and it dropped my score. The whole credit game is very frustrating.We are stuck with the game and the impact it carries on our lives. The best thing we can do is have the knowledge to begin with.Great informative read.

Reviewer: Samantha Davidson
Rating: 5.0 out of 5 stars
Title: Uncomplicated & informative
Review: This book provides a simplified look into credit scores and issues that arise with them. The basic details, examples and steps are all understandable and easy to take direction from. It is informative and I think could help many people if they follow thru. I learned a couple of new things, even with my decades of credit history. After exes burned us with credit problems, my husband and I chose to go the "cash only route" excluding our mortgage which was paid off years ago. That created a whole new set of issues for us after a few years. I was looking for insight and direction when I found this book

Reviewer: Solict
Rating: 5.0 out of 5 stars
Title:
Review: This book is well written in simple language and this makes it very easy to read and understand the context clearly.It is also easy to know exactly what you have to do after reading it. And with determination one can follow the instructions.

Reviewer: Sylvie
Rating: 5.0 out of 5 stars
Title:
Review: This concise and well-researched guide teaches you everything you need to know about a credit score. If you follow the steps of the book, you are bound to improve your credit score.The book shares knowledge that should actually be taught at college to avoid people getting into financial difficulties in the first place. As it is not, get a copy of the book and do some catch-up learning to achieve top-class credit scores and become a member of the credit elite.

Reviewer: Stacey M
Rating: 5.0 out of 5 stars
Title:
Review: This book provides a straightforward and effective guide to demystifying the complex world of credit scores. It's an excellent resource for young individuals seeking to understand the credit system and how to navigate it successfully. Highly recommended for anyone looking to get ahead in managing their credit.