2024 the best way to pay off credit card debt review

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(as of Dec 16, 2024 13:40:15 UTC - Details)

In this book you’ll learn how to use No-Spend Challenges to reach your financial goals faster and transform your spending habits to finally be able to stick to a budget. Budgeting and money management are some of the hardest concepts for people to nail down. You can have all the knowledge available and suck at executing it. Jen Smith, creator of the debt freedom blog SavingWithSpunk.com went from not being able to stick to a budget longer than two weeks to paying off $78,000 of debt in less than two years. She shares her experiences and strategies using No-Spend Challenges to change her money mindset and budget like a (mostly) pro.In The No-Spend Challenge Guide you’ll discover: - Why budgeting alone isn’t working - The psychology behind your impulsive spending - How to pay off debt fast while still having fun - Ways to do for free what you’ve probably been wasting money on - Ways to save money on your financial obligations - How to make the most of your time without spending money - Discover what you valueYou’ll also get a free resource guide with every recommendation in the book in one place.Whether you’re paying off student loan debt, saving for your first home, or just trying to control your spending; This is a personal finance book you’ll return to again and again. Scroll up and Buy Now to start mastering your budget!

Publisher ‏ : ‎ CreateSpace Independent Publishing Platform (November 8, 2017)
Language ‏ : ‎ English
Paperback ‏ : ‎ 134 pages
ISBN-10 ‏ : ‎ 197946460X
ISBN-13 ‏ : ‎ 978-1979464604
Item Weight ‏ : ‎ 4 ounces
Dimensions ‏ : ‎ 5 x 0.31 x 8 inches
Reviewer: Tyrone
Rating: 5.0 out of 5 stars
Title: Awesome Read
Review: Smooth read I enjoyed the realistic ideas and challenges to help you meet your goals . The ideas from this book was relatively straightforward and relevant for people who struggle with financial literacy. No spend is something I heard but I needed to be educated on how to get start planning, and ideas to keep me focused. This was a enjoyable read!

Reviewer: Amazon Customer
Rating: 4.0 out of 5 stars
Title: Simple honest advice
Review: Great info, some advice on side endeavors are outdated and the corresponding companies have shut down. Inflation has also changed somenumbers for example car insurance. I love the idea and just felt there could be a few pieces added on the function and breakdown of not spending such as how to evaluate and track progression. But overall just a great simple read with amazing advice. Enjoyed the science as well. Thank you!

Reviewer: LAURIE
Rating: 5.0 out of 5 stars
Title: Highly recommend
Review: I like the simplicity this book describes. I have been trying to get on a logical budget and this helps so much.

Reviewer: Dione L. Bailey
Rating: 3.0 out of 5 stars
Title: Practical but not deeply enriched with Substance
Review: The book is useful for finding ways to cut back on spending. The author used examples from what she and her husband did to cut back spending and payoff a huge chunk of debt while finding fun things to do through the process.I was only disappointed by the book because I was looking for something that explained the psychology of spending. I wanted a book that could break down how to break the habit or addiction to spending. This book is not that...The author references a lot of other books and people throughout her book that might offer more insight into a deeper understanding of spending...but this book is only good if you want a surface approach to saving money.

Reviewer: Deborah Matney
Rating: 5.0 out of 5 stars
Title: Priceless 😉
Review: This is an excellent book - worth the purchase (which will pay for itself!)I stumbled across the author’s podcast “Frugal Friends,” and after literally decades of trying various personal finance programs and approaches, have finally found one that truly works.Rather than a prescriptive “one size fits all” approach, Jen posits managing your budget in a way personalized to you and your values.I am saving more. I am spending intentionally. I am seeing results.My savings account balance is higher, and my anxiety level is lower.Highly recommend!

Reviewer: cecile sez
Rating: 4.0 out of 5 stars
Title: Very useful
Review: A terrific jump start for me to start saving more. The book is mostly directed to the younger set, so not all applied to my circumstances. I just want to stop impulse buying and wasting money on clothes I don’t need.

Reviewer: Linda Heydt
Rating: 5.0 out of 5 stars
Title: So positive and FUN!
Review: I loved reading this book, and now will use it as a reference. It's a resource that can be briefly read for a motivation and idea booster, but then used as a source of reference materials and deeper study if there are ideas of greater interest. So well written. An actually deep and serious problem ( Debt) , but presented as manageable on a daily basis through a myriad of ideas presented in such a way that a little deprivation sounds like an interesting challenge!

Reviewer: Amy Otto
Rating: 5.0 out of 5 stars
Title: Incredible approach worth looking at
Review: I have looked at so many budgeting books, etc. All my beginnings of trying to save money have failed. But this book. It literally felt like the Author was talking to me. Knew me. Knew my habits. I have never had an author get through to me like this book and author has. I usually never leave reviews. This one. I HAD to. It is by far the best book I have ever read to help me with my impulsive spending and to start me on the right path. The author knows what she is talking about. A must read.

Reviewer: Amazon Customer
Rating: 5.0 out of 5 stars
Title:
Review: I really like this little book. I have implemented a Wednesday each week as a no spend day and once I get used to it I will give myself longer challenges. I am also focusing on value and if I really need whatever it is I am going to buy.I was thinking about doing a no spend day and now I have started. I like that when I buy a product and actually do something with the information. I would recommend the book if you are looking to use your money a little more wisely.

Reviewer: esther okoro
Rating: 5.0 out of 5 stars
Title:
Review: Great book, for people who want to not spend unnecessary

Reviewer: A. Märtens
Rating: 2.0 out of 5 stars
Title:
Review: Ich habe mich durch dieses Buch kämpfen müssen, obwohl es nur wenige Seiten hat. Der Satzbau, die Formulierungen und die Wortwahl haben es mir an vielen Stellen schwer gemacht, zu verstehen, was die Autorin mir mitteilen will. Ich weiss nicht, ob es an ihrem jugendlichen Alter liegt, aber Spaß gemacht hat mir das Lesen nicht. Und viel behalten habe ich auch nicht, obwohl ich es erst gestern beendet habe. Außerdem finde ich den Preis für die paar Seiten unangemessen hoch. Ich habe heute mit Debt-Free Living von Anna Newell Jones begonnen. Inhaltlich kann ich dazu noch nicht viel sagen, aber der Schreibstil ist toll und auch als nicht-englisch-Muttersprachlerin bin ich gleich im ersten Abschnitt gedanklich voll drin. So macht es dann auch Spaß.

Reviewer: R P
Rating: 4.0 out of 5 stars
Title:
Review: More of a collection of blogs than a book. Useful though, and the spend challenge is something worth doing. Wish more of the book actually deep dived into the challenge.

Reviewer: Shelbbyleighh
Rating: 4.0 out of 5 stars
Title:
Review: I really enjoyed this book! Lots of great tips & information & was able to finish it in a few days. Very motivating as well & excited to start my no spend challenges to help me become debt free!