2024 the best homeowner insurance review

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(as of Nov 15, 2024 11:45:09 UTC - Details)

Learn how the modern insurance industry functions and dysfunctions.

With Pay Up!, attorney Chip Merlin exposes the bad faith practices of insurance companies that take advantage of their own customers.

The claims process has become so automated that legitimate claims are denied without ever being seen by human eyes. Exceptions and exclusions are buried within small print that can bury your claim. Many claims departments operate under a culture of paranoia in which legitimate claims are denied, sometimes accidentally, sometimes not. Cost-cutting measures birth “self-serve” policies that force the policyholder to do the insurer’s job. Insurance lobbyists are so enmeshed in the political process that it can be hard to know whose side industry regulators are on.

Commercial and individual policyholders pay premiums with the understanding that insurers will pay claims fairly, fully, and promptly. It’s time for the insurance industry to Pay Up!.

Reviewer: Al
Rating: 5.0 out of 5 stars
Title: Happy w/ service
Review: Book was helpful and came in perfect condition. Thank you

Reviewer: Zachary Baker
Rating: 5.0 out of 5 stars
Title: Simply the best person to be writing about the topic.
Review: For anybody who doesn't already know who Chip is, he and his firm have fought tooth and nail against Insurance Carriers (before the majority of us realized what was going on). If you want to understand the basics of what goes on during an Insurance loss, and how to not be taken advantage of, this is the book for you.

Reviewer: Charles Trost
Rating: 5.0 out of 5 stars
Title: The Truth About Insurance Companies
Review: A tell it like it is story that kept my interest 100%. What a great read!

Reviewer: MODD2
Rating: 5.0 out of 5 stars
Title: An Amazing Book
Review: This small book is packed with the knowledge of just how to navigate the insurance adjusting process with what to do and more importantly, what not to do!Got a loss? Buy this book and do what it says!

Reviewer: Charity Pursifull
Rating: 1.0 out of 5 stars
Title: As an insurance claim contractor,
Review: I expected some real insight on how to develop, maintain, and navigate relationships with adjusters to ease the claim process.This book is nothing but a cover to cover advertisement for public adjusters.

Reviewer: Holly Soffer
Rating: 5.0 out of 5 stars
Title: I highly recommend this book!
Review: A good trial lawyer must be able to tell a story, and Chip Merlin is a great trial lawyer. In Pay Up, Chip tells the true story of the unfair tactics of insurance companies and lets us know how to fight those tactics. Chip presents the human side of the insurance claims process and gives plain language advice to property owners through wisdom learned from his 30+ years of fighting for his clients. Every chapter ends with practical tips on “How To Protect Yourself”.Throughout Pay UP, we learn about different ways insurance companies deny or underpay claims. Chip details the unnecessarily complex policy language, the over-played and often insincere concern of insurance companies about fraud, the influence of politics, the eroding coverage in policies, and other tools insurance companies use so that they don’t have to “Pay Up.” The last few chapters deal with the different players in the process and offer a “who’s who” and “what’s what” guide to a claim.What makes this book an interesting read-- and more than just another book about insurance-- are the people we meet along the way. We meet Ann and Ray, Jim and Jay, Doris the therapist, Suzanne Harris, and Dick Tutwiler the public adjuster, among others. We discover the injustices of the system and become armed to combat them. from reading these anecdotes. Through the telling of these tales, however, we also meet Chip Merlin: in his effort to teach us, he reveals his genuine empathy for his clients and his passion for the fight.Take a rainy afternoon and read this book. You will be glad you did.

Reviewer: Nancy Dominguez
Rating: 5.0 out of 5 stars
Title: THIS IS A GREAT BOOK . Highly recommend
Review: if you have or have ever had an insurance claim with your home, business or any other property.. this is a must read. Learn the ins and outs of the insurance claim process . You can't afford not to read it. Or even better listen to it on audible!!! My jaw dropped at some of the real life stories Merlin shared in this must read.

Reviewer: Jerry
Rating: 5.0 out of 5 stars
Title: I have seen similar cases in our practice as Public Adjusters.
Review: Most people are not aware of insurance issues and the extent many insurance companies go to underpay a claim. This book is a great starter for the average claimant into the world of insurance claims and how it really is an uphill battle for them if they are aware of it or not.Read this book before you have an insurance claim!Be aware.

Reviewer: Amazon Customer
Rating: 4.0 out of 5 stars
Title:
Review: as expected, wanted to support my work